Mobile payments 2.0: new disruptors and a new hope


“If you build it, who will care?”

That pretty much sums up the last few years in the mobile payments space, as banks scrambled to remain relevant and mobile carriers tried to grab a piece of the pie. So began the mobile wallet revolution – the answer to the question nobody asked.

The Big Kahuna of the mega-wallets – or at east the poster child for wasted effort – is Isis, the mutli-vendor project with a fat budget and a roster of tier 1 backers, including Chase, Wells Fargo, and three of the Big Four carriers. Isis is adding users, and brands we know are seeing a trickle of  transactions, but at its core, the program is not creating much new value.

The problem is that Isis and its kin aren’t offering anything particularly new. Users are comfortable with swipe cards, which, thanks to Square, work just about…

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Weekly Photograph Challenge: Extra


Troops amass in preparation for the re-enactment of the Battle of Tewkesbury 1471.
These soldiers, like their historic counterparts are wearing something EXTRA to protect themselves against swords, pikes, arrows from long-bowmen and a new weapon of war: hand-held ordinance.

The Battle of Tewkesbury, which took place on 4 May 1471, was one of the decisive battles of the Wars of the Roses. The forces loyal to the House of Lancaster were completely defeated by those of the rival House of York under their monarch, King Edward IV. The Lancastrian heir to the throne, Edward, Prince of Wales, and many prominent Lancastrian nobles were killed during the battle or were dragged from sanctuary two days later and immediately executed. The Lancastrian king, Henry VI, who was a prisoner in the Tower of London, died or was murdered shortly after the battle. Tewkesbury restored political stability to England until the death…

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IJR Demonstrates The Bogus « Threat » Of Right Wing Extremism


17 Things That Kill More Often Than Shootings By ‘Far Right Extremists’ In A Single Chart

 » According to the START consortium at the University of Maryland, here is the threat from “far right” extremism in America:

  • Between 1990 and 2013, there were 155 ideologically motivated homicide events committed by far-right extremists in the United States. About 13 percent of these were anti-government in nature.
  • Including the Oklahoma City Bombing, which killed 168 individuals, far-right extremists killed 368 individuals during ideologically motivated homicide events between 1990 and 2013.

  Even if we factor in the Oklahoma City bombing we are talking about 16 fatalities a year. In a nation of over 300 million people.

  Let’s contextualize by showing the odds of being killed by other things in America that are not “far right” extremists with this Economist chart:


  If the odds of dying in a given year for an…

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